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Chapter Law Content

Title: Insurance Act CH
Category: Financial Supervisory Commission(金融監督管理委員會)
Chapter IV. Insurance of the Person
Section 2. Health Insurance
Article 125
(Liability of a Health Insurer)
A health insurer is obligated to pay the insured amount when the insured falls sick or gives birth, or becomes disabled or dies due to sickness or childbirth.
The content of the disability referred to in the preceding paragraph shall be in accordance with the terms of each insurance contract.
Article 126
(Medical Examination)
An insurer may, before entering into an insurance contract, require the insured to undergo a medical examination.
The cost of the medical examination referred to in the preceding paragraph is to be borne by the insurer.
Article 127
(Insurer not Liable for Payment of the Insurance Amount Conditions)
If, at the time an insurance contract is entered into, the insured is already sick or pregnant, the insurer is not obligated to pay the insured amount for the sickness or pregnancy.
Article 128
(Insurer not Liable for Payment of the Insurance Amount Conditions)
The insurer is not obligated to pay the insured amount for sickness, disability, miscarriage, or death resulting from suicide or abortion that the insured has willfully committed.
Article 129
(Specification of an Insurance Contract Entered into by a Third Party)
If the insured and proposer are not one and the same person, the insurance contract, besides specifying the particulars provided in Article 55, shall also specify the following particulars:
1. Name, age, and domicile of the insured.
2. Relationship of the insured to the proposer.
Article 130
(Provisions Applied Mutatis Mutandis)
The provisions of Articles 102 to Article 105, Article 115, Article 116, and Articles 122 to Article 124 apply mutatis mutandis to health insurance.