The non-attributability to the group insurance applicants referred to in Article 84 of the Act means any one of the following:
1. The group insurance applicants notify the Insurer and the insured twice in writing to process the subscription but the insured refused.
2. The insured does not file with the group insurance applicants his/her dependents who shall be covered.
3. The beneficiary of Categories 2, 3 or 6 who does not file with his/her group insurance applicants.