The capital of the Central Cooperative Bank is sixty million dollars. The capital for county and city cooperative banks is 100,000 to 500,000 dollars and may be increased at anytime when necessary. 　

Fifty million dollars of the capital of the Central Cooperative Bank came from the National Treasury and related government-owned banks. The shortage should be supplied by each provincial government, county and city cooperative banks, each level of cooperative agencies, each cooperative society and cooperative above county level.
The respective county/city governments, local banks, county/city cooperative institutes, each cooperative societies and each level of cooperatives should provide the capital of county and city cooperative banks.
The authorities concerned of cooperative banks should reward and supervise the cooperative institutes, cooperative societies and each level of cooperatives. The pertinent rules should be stipulate by the Ministry of Interior Affairs. 　

The Central Cooperative Bank and county/city cooperative banks will issue shares.
Each share of the Central Cooperative Bank values 500 dollars. And each share of county/city cooperative banks values 100 dollars. Both types of shares are registered. 　

The Cooperative Bank is a limited cooperation so each shareholder is held responsible for his or her shares.