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Chapter Law Content

Chapter IV Insurance Benefit Payments
Section One General Rules
Article 42
The insured units shall process the application of insurance benefit payment procedures for their affiliated insured persons, their beneficiaries or the persons who actually paid for the funeral expenses and shall not receive any form of monetary compensation.
Article 43
If due to suspension of operations, dissolution, revocation of registration, declared bankruptcy or any other matter, an insured unit fails to submit an application for insurance benefits on behalf of any insured person, any beneficiary, or any person who paid the funeral expenses, then the insured person, the beneficiary and the person who paid the funeral expenses may claim these benefits by themselves.
When a claim to insurance benefits is made pursuant to Article 20, Subparagraph 1 or Subparagraph 2, Paragraph 1, Article 31, and Article 62 of the Labor Insurance Act, it may be made by the insured person, the beneficiary, or the person who paid the funeral expenses themselves.
Article 44
The “concurrently employed by more than two insurance coverage units” referred to in Paragraph 2 of Article 19 of the Act shall mean the insured person who joins insurance coverage in more than two insured units according to Subparagraph 1 to 5 of Paragraph 1 of Article 6 and Subparagraph 1 and 2 of Paragraph 1 of Article 8.
The average monthly insurance salary referred to in Paragraph 3 of Article 19 of the Act is calculated using the following methods:
1.Pension benefit and a lump sum old-age benefit: It is calculated by dividing the sum of the sixty highest average monthly insurance salaries during insurance coverage years by sixty.
2.If the insured person choose to have the one time old-age benefits according to Paragraph 2 of Article 58 of the Act: It is calculated by dividing the insured persons' total monthly insurance salary in the most current three years prior to the retirement by thirty-six.
3.Other cash payment: It is calculated by dividing the insured persons' total monthly insurance salaries in the most current six months prior to the insurance incident occurs; for those who have joined insurance coverage less than six months, their average monthly insurance salaries shall be calculated by their actual coverage years.
In the event that the insured persons have more than two insurance salaries in the same month, except for calculating the insurance wages following the rules in Paragraph 2 of Article 19 of the Act, the highest wages shall be used as a standard and calculated on average along with the monthly insurance salaries of the other months.
Article 45
The less than one actual coverage year referred to in Paragraph 4 of Article 19 of the Act is calculated proportionately according to actual insurance coverage months, rounded off to the second decimal place.
Article 46
When applying for the missing allowance in accordance with Paragraph 5 of Article 19 of the Act , the following documents must be prepared:
1.Application forms for missing allowance and R eceipts of benefits payments.
2.Certificates of whole household registration: if the beneficiary is not in the same household registration with the insured person, the certificates of household registration of the beneficiary should also be submitted.
3.Accident report or other proof to the related missing incident.
Paragraph 1 of Article 63 and Paragraph 1 and 2 of Article 65 of the Act will be resorted as the regulations for beneficiary and the order for claiming the missing allowance.
If the beneficiary of the missing allowance is under aged, the Application form and receipts of benefits payments should be signed or sealed by the beneficiary's legal representative.
If the beneficiary of the missing allowance is the insured persons' grandchildren, brothers or sisters, the related documents for proving the beneficiaries are raised by the insured person should be submitted when claiming the allowance.
Article 47
In the event that survivor benefits are paid to the beneficiary or the person who paid for the funeral expenses according to Paragraph 6 of Article 19 of the Act but the insured persons are in fact alive. When the Death Announcement Registration is revoked and the insured persons return the paid survivor benefits and rejoin labor insurance, their prior insurance coverage records shall be restored and recognized.
Article 48
In case insurance benefits are payable in cash in accordance with the Act, upon calculation by the insurer, they shall be transferred directly to the personal account designated by the insured persons, their beneficiaries or the person pays for the funeral expenses. The insured units they are affiliated with shall be notified about the payment. The notification is not required, however, if the insurance claim is made personally by the insured person as prescribed in Article 43.
If the account designated is located overseas, the surcharge for remittance shall be paid by the insured persons who claim for the benefit, their beneficiaries or the individuals who pay the funeral expenses.
Article 49
After reviewing the applications for cash payments filed by the insured persons, their beneficiaries or the person pays for funeral expenses and all procedures are deemed complete, the insurer shall make the payments within ten days after receiving the application forms. However, for pension payment, the insurer shall make the payments by the end of the next month of the application date for the latest.
Article 49-1
Interest that should be added in overdue premium prescribed in Article 29-1 herein shall be based on the fixed interest rate on January 1st every year for a one-year postal saving time deposit, calculated in NT dollars per day, and NT dollars below 0.1 shall be rounded.
Article 50
If the insured persons, their beneficiaries or the person pays for funeral expenses submit their applications for payment to the insurer by post mail, the postmark of the sending post office shall apply.
Article 51
The intended crime as referred to in Article 26 of the Act shall be applied to the final judgment of a judicial department or military juridical department.
Article 52
All categories of insurance benefit payment application forms, receipts, diagnostic documents and certificates used by the insured persons, insured units, hospitals, clinics or licensed doctors or midwives shall be filled out according to related written instructions.
Article 53
With the exception of those stipulated in Articles 68 and 69, the medical diagnosis or birth certificates used in applying for all kinds of insurance benefit payments shall be valid only after they are prepared and issued by the hospitals, clinics or licensed doctors.
Birth certificates prepared and issued by licensed midwives shall also be valid.
Article 54
When applying for all kind of insurance benefits according to the Act, the official documents enclosed not issued by our governmental organizations agencies (institutions) shall be verified by the following organizations:
1.If the documents are made in foreign countries, they should be certified or authenticated by the R.O.C. embassy, consulate, representative office, office in the foreign country; if the documents are made in R.O.C. by foreign embassies or their authorized organizations, they should be re-inspected by the Ministry of Foreign Affairs of the R.O.C.
2.Documents produced in the Mainland China area shall be authenticated by the institution set up or designated, or by the private organization entrusted by the Executive Yuan.
3.For documents issued in Hong Kong or Macau, they shall be authenticated by the institution set up or designated, or by the private organization entrusted by the Executive Yuan in Hong Kong or Macau .
If the original documents are in foreign language, the Chinese translations of the documents must be enclosed and Chinese translations shall be produced by the authorized organizations listed above or notarized by domestic notary public. Unless it is considered necessary by the insurer, the Chinese translation is not required if the document is made in English.
Article 55
If the original documents are in foreign language, the Chinese translations of the documents must be enclosed and Chinese translations shall be produced by the authorized organizations listed above or notarized by domestic notary public.
Section 2 Maternity Benefits
Article 56
When a claim to maternity benefits is made pursuant to Article 31 of the Labor Insurance Act, the following documents should be submitted:
1.The Application for and Receipt of Maternity Benefits
2.The birth certificate of the newborn child or a certificate of stillbirth issued by a hospital, a clinic, or a licensed physician or midwife.
If the birth has been registered, the documents specified per Subparagraph 2 in the preceding paragraph may be exempted.
Section 3 Injury or Sickness Benefits
Article 57
When applying for the payments of injury or sickness benefits in accordance with Article 33 or 34 of the Act, the following documents must be prepared:
1.Injury or sickness benefits application form and payment Receipt.
2.Written medical diagnosis of the injury or sickness. In the event that hospitalization is required, the documents prepared and issued by the hospitals concerned which contain the names of the injury or sickness and the dates of hospitalization and discharge can be served as substitutes.
Instead of the “Written Medical Diagnosis of the Injury or Sickness” referred to in Subparagraph 2 of the preceding paragraph, the applicant may alternatively provide a certifying document issued by the hospital or clinic where he/she receives the medical treatment, carrying the name of the injury or sickness, the period of medical service and other details.
Those who suffer from pneumoconiosis should submit their certificate of diagnosis for pneumoconiosis, a form stating previous work experience in dusty workplaces, and relevant imaging tests when claiming Occupational Disease Compensation for the first time. However, it is not necessary to submit these documents if the insurer confirms that the employee has previously been hospitalized due to pneumoconiosis.
Article 58
A term for the insured persons to apply for the payments of injury or sickness benefits is set at every fifteen days and the applications shall be made starting from the next day of the end of the term; if the period is les than fifteen days, the applications shall be made starting from the next day after the insured persons are discharged from the hospital or the treatment for the occupational injuries or diseases are terminated.
Section 4 Occupational Accident Insurance Medical Benefits
Article 59
After the approval of the central competent authority, the insurer may delegate the management of the payments of occupational accident insurance medical benefits to the National Health Insurance Administration, Ministry of Health and Welfare(hereinafter referred to as "NHIA"). The contract of delegation shall be drawn up by the insurer and the Bureau of National Health Insurance and submit to the central competent authority and the central health and welfare competent authority for review and approval.
After the insurer delegates the management of the payments of occupational accident insurance medical benefits to the NHIA, if the insured persons suffering from occupational injuries or occupational diseases, they shall apply to the medical service institutions affiliated with the National Health Insurance Program for treatment and diagnosis. With the exception of other regulations stipulated in the Act and these Regulations, the medical payments paid by the insurer shall be executed pursuant to the related regulations of the national health insurance program.
Article 60
Upon applying for outpatient treatment or hospitalization treatment of occupational injury or disease, the insured person shall hand in a clinic note of occupational injury or disease or a letter of application for hospitalization treatment produced by the insured unit, and produces the national health insurance card and the ID card or other identity certificates for verification. In case of failure to submit the foresaid documents or in case the submitted documents don't meet the requirements, the national health insurance medical service institution shall deny the patient registration for diagnosis and treatment as an insured person.
Article 61
In the event that the insured persons cannot submit or submit for review the related required documents due to the facts that they have not received the occupational injury or disease outpatient medical treatment bills, hospitalization application forms, national health insurance cards, or seeking emergency treatments for injuries or diseases, they shall prepare and submit other related documents that can verify their identities and proclaim they are in the possession of labor insurance status, and proceed to register and receive medical treatments. Under such circumstances, the medical service institutions affiliated with the national health insurance programs shall provide medical services , receive insurance medical expenses , and issue receipts to the persons seeking medical treatments. In case the insured persons obtain and submit the required documents within ten days (excluding regular days off) or before hospital discharge after the date they are admitted for medical treatments, the medical service institutions affiliated with the national health insurance program shall refund the paid insurance medical expenses.
Article 62
In the event that the insured persons are unable to provide the necessary documents within the ten days or before hospital discharge after receiving medical treatments as stipulated in the preceding article as the result of any circumstances not of their own faults, they shall prepare and submit the occupational injury or disease outpatient medical treatment bills or hospitalization application forms and the receipts of medical expenses prepared and issued by the medical service institutions affiliated with the national health insurance programs, within six months from the date of receiving outpatient medical treatment or the date of releasing from hospitalization, to the insurer responsible for the jurisdictional districts to apply for reimbursement of the paid medical expenses.
Article 63
Upon receipt of the insured persons' occupational injury or disease outpatient medical treatment bills, the medical service institutions affiliated with the national health insurance program shall attach them to the medical histories of the insured persons and preserve them for reference. Upon receipt of the occupational injury or disease hospitalization application forms, they shall fill out in detail the verification portions of the application forms and submit them within three days to the insurer for review and examination.
After the insurer review the applications for hospitalization referred to in the preceding paragraph and decides that they are not qualified as occupational injuries or diseases, it shall notify the NHIA, the medical service institutions affiliated with the National Health Insurance Program, insured units and the insured persons.
Article 64
In the event that the insured persons are hospitalized several times with the same occupational injuries or diseases, the total number of days of food expenses as provided for in Subparagraph 4 of Paragraph 1 of Article 43 of the Act shall be counted from the first day of hospitalization and calculated in combine every six months.
The standards for payments of the food expenses referred to in the preceding paragraph shall be drawn up by the central competent authority with the central health and welfare competent authority.
Article 65
In the event that the occupational injury or disease hospitalization application forms issued by the insured unit contain any incomplete information, errors, or the whole procedure is not complete, after two notifications from the insurer to make the necessary corrections within certain time limits but to no avail, thus creating a situation that the insurer cannot make proper assessments and payments medical benefits, the insurer shall not pay the benefits.
Article 66
After the implementation of the National Health Insurance Program, the hospital rooms belong to the Government Employees' Insurance Programs referred to in Subparagraph 5 of Paragraph 1 of Article 43 of the Act shall be designated as the insurance rooms belong to the National Health Insurance Program.
Article 67
An insured person meeting one of the following conditions may file an application through the insured unit to the insurer to apply for medical expense reimbursement:
1.Insured person received treatment in a local hospital or clinic for occupational injury and/or disease that took place outside of the territories covered by this Act.
2.Insured person received emergency care treatment in a hospital or clinic that is not designated by the National Health Insurance program for occupational injury and/or disease that took place in the territories covered by this Act.
The certifying documents, reimbursement deadline, reimbursement basis, procedures to follow, and scope of emergency care in relation to the aforementioned application for medical expense reimbursement shall be applicable mutatis mutandis to the Regulations for National Health Insurance Reimbursement of the Self-Advanced Medical Expenses.
Section 5 Disability Benefits
Article 68
Anyone who applies for the payment of disability benefits in accordance to Article 53 or 54 of the Act shall prepare the following documents:
1.Application forms for disability benefit payments and Receipts of benefits payment.
2.Medical certificate of disability.
3.Enclose check-out report and related pictures and photos where medical examination is made.
To audit disability benefit payments, the insurer may designate authorized national health insurance hospital or clinic or physicians according to Article 56 of the Statute to perform re-examination, and may notify the hospital or clinic producing the medical certificate of disability to provide necessary records of examination or patient data of diagnosis and treatment.
Article 69
The date an insured person applies for disability benefits in accordance with Article 53 or 54 of the Act and is diagnosed by a contracted hospital or clinic paid by National Health Insurance, as with permanent disability shall be the day the benefits become payable as set forth in Article 30 of the Act. If injury or accident occurred to the insured person during the effective period of insurance, the insured in compliance with the treatment period prescribed in the attachment of Article 3 of Labor Insurance Benefit Payment Criteria after insurance effect is terminated, diagnosed permanent disability with the degree equivalent to that in expiration of a year of insurance effect, and having fixed symptoms shall apply for disability benefit payment according to Paragraph 1 of Article 20 of the Enforcement Rules.
If the date of the diagnosis for permanent disability prescribed in the preceding paragraph is unclear or in dispute, the insurer may check the relevant medical records or documents to confirm the date.
In the event that the insured persons request the diagnosis report for disability, the hospitals or clinics under special contracts with the National Health Insurance Program shall issue and mail the documents within five days.
Article 70
According to the regulations in Paragraph 3 of Article 53 of the Act , the National Pension disability benefit of the National Pension Insurance Program and the disability pension of Labor insurance are separately calculated, if the total number of the disability benefits are more than four thousand N.T. dollars, the total amount would be issued; if the total number of the disability benefits are less than four thousand N.T. dollars, then four thousand N.T dollars would be issued.
Article 71
The marriage relationship lasts more than one year defined in Subparagraph 1 and 2 of Paragraph 1 of Article 54-2 means the period of one year before application date without interruption.
Article 72
Students currently attending schools referred in Subparagraph 3 of Paragraph 1 of Article 54-2 of the Act means students who have formally registered and study in public schools, private schools which have been formally approved and registered by competent educational authorities of its accreditation or foreign schools that meet Ministry of Education recognition requirements.
Article 73
For those who apply for dependent allowance according to Article 54-2 of the Act , the following documents shall be prepared:
1.Application form for Dependent Allowance of Disability pension and Receipts of Allowance payment.
2.The insured person's whole family household registration certificate; If the dependent and the insured person are not under the same household registration, their household registration certificates should both be presented and indicates the following matters:
(1) If the dependent is a spouse, the marriage date shall be recorded on the household registration certificates.
(2) If the dependents are adopted sons or daughters, the adoption and registration date shall be recorded on the household registration certificates.
3.If the dependents are attending schools, the copy of Tuition Receipt or In-school certificate shall be enclosed, and those certificates and related proof shall be re-submitted to the insurer for checking every year before the end of September. If the information complies with the criteria after checking, the Allowance would continue to be issued until the end of August of the next year.
4.For dependents who are unable to make their own living, a physical and mental disability manual or related proof or any proof of the dependents having been declared by a Court of law to be unable to manage their own assets shall be enclosed.
Article 74
The term “on the same part” referred to in Paragraph 1 of Article 55 of the Act means the same portions of the disability type.
Article 75
When issuing 80% of the amount of disability pension according to Paragraph 2 of Article 55 to the Act , if the amount is less than four thousand N.T. dollars, then, four thousand N.T. dollars will be issued; Article 70 shall be resorted for those who have National Pension coverage records.
Article 76
For insured person who is discharged directly by the insurer according to Article 57 of the Act, the discharging date shall be set on the dates on which the hospitals or clinics under special contracts with the national insurance declare the insured person actually disabled permanently.
Section 6 Old-age Benefits
Article 77
The term “joining insurance program in the same insured units” referred to in Subparagraph 3 of Paragraph 2 of Article 58 of the Act means any one of the following situations:
1.The insured persons join insurance coverage with their affiliated employers, institutions or groups.
2.The insured persons join insurance coverage with the employers, institutions or groups before and after they are merged, divided, transferred or reorganized in accordance with related statutes and administrative regulations.
3.The insured persons join insurance coverage with the employers, institutions or groups that are transferred from public enterprises to private enterprises in accordance with the Act Governing the Conversion of State Owned Enterprises into Private Enterprises .
Article 78
When apply for the payments of old-age benefits in accordance with Article 58 of the Act, the following documents must be prepared:
1.Application forms for old-age benefit payments and Receipt of benefit payments.
2.For those persons qualified under Subparagraph 5 of Paragraph 2 or Paragraph 7 of Article 58 of the Act, related certificates of employment shall also be submitted.
Insured individuals who are not registered to households in Taiwan must submit proof of identity, residence, or other related documentation authenticated by agencies as listed in Paragraph 1, Article 54, in addition to the above forms and documentation.
Article 79
For those who apply for deferred old-age pension payment according to Paragraph 1 of Article 58-2 to the Act , the deferred period is counted starting from the next month after the insured person qualified for old-age pension payment to the month the insured person applies for deferred old-age pension payment.
For those who apply for early old-age pension with deduction according to Paragraph 2 of Article 58-2 to the Act , the early application period is counted from the month the application is filed to one month before the insured person qualified for old-age pension.
If the period mentioned in previous two paragraphs is less than one year, the actually months will be used and calculated proportionately and Article 45 shall be resorted.
Section 7 Death Benefits
Article 80
When the parents, spouses or children of the insured persons are legally proclaimed death, the time of their death set by the count's formal decisions shall be regarded as the time of death referred to in Article 62 of the Act. The amounts of their funeral grants shall be calculated in accordance with the following stipulations:
1.If the time of death and the count's decision fall during the insurance coverage period of the insured persons, they shall be calculated according to the average monthly insurance salaries in the six months prior to the month the related decision is rendered by the court.
2.If the time of death falls during the insurance coverage period of the insured persons, and when the related decision is given by the court the insurance coverage is withdrawn, they shall be calculated according to the average monthly insurance salaries in the six months prior to the month the insurance coverage is withdrawn.
Article 81
In the event that when the applications for the payments of death benefit are submitted by beneficiaries or the person who pays for funeral expenses and the insured units affiliated fail to proceed with the process of withdrawing from insurance coverage, the insurer shall terminate insurance coverage directly and immediately.
Article 82
When the insured persons applying for funeral grants referred to in Article 62 of the Act, the following documents must be prepared:
1. Application forms for funeral grants and Receipt of payments.
2. Death certificates, written autopsy reports issued by the public prosecutors, or judgments of proclamation of death of a missing person.
3. Copies of valid household registration form with the registration of death listed and the National I.D. of the insured person or a copy of household registration form.
Those who have completed the registration of death may submit only the documents listed in subparagraph 1 of the previous paragraph.
Article 83
When applying for survivor pension benefits according to Subparagraph 1 of Paragraph 2 of Article 63 to the Act , the calculation of marriage relationship lasting more than one year is counted from the date the insured persons die and counted backward continuously. When applying for survivor pension benefits according to Subparagraph 2 and 4 of Paragraph 2 of Article 63 to the Act , the recognition of students currently in schools shall resort the regulation in Article 72.
Article 84
When applying for funeral grants referred to Article 63 or Article 64 of the Act, the following documents must be prepared:
1.Application forms for death benefits and Receipt of benefit payments.
2.Death certificates, written autopsy reports issued by the public prosecutors, or judgments of proclamation of death of a missing person.
3.Certificates of whole household registration with the dates of death listed.
4.Proof or documents for the funeral expenses. However, if the person who paid the funeral expenses is also the first in line to receive a survivor pension or benefits, an affidavit may be used as a substitute.
Article 85
When applying for survivors' pension benefits according to Article 63, Article 63-1 or Article 64 of the Act , the following documents shall be prepared:
1.Application forms for death benefits and Receipt of benefit payments.
2.Death certificates, written autopsy reports issued by the public prosecutors, or judgments of proclamation of death of a missing person.
3.Certificates of whole household registration with the dates of death listed. If the beneficiary is the spouse, the dates of the marriage shall be recorded in the certificates; if the beneficiaries are the adopted children, the dates of the adoption shall be recorded. If the beneficiaries and the deceased are not under the same household registration, the household registration certificates for both the deceased and the beneficiary shall be submitted.
4.If the survivors are attending schools, the copy of Tuition Receipt or In-school certificate shall be enclosed, and those certificates and related proof shall be re-submitted to the insurer for checking every year before the end of September. If the information complies with the criteria after checking, the benefits would continue to be issued until the end of August of the next year.
5.For survivors who are unable to make their own living, a physical and mental disability manual or related proof or any proof of the dependents having been declared by a Court of law to be unable to manage their own assets shall be enclosed.
6.If the beneficiaries are grandchildren, brothers or sisters of the insured person, the related proof of being brought up by the insured person shall be enclosed
Article 86
When applying for survivors' allowance according to Article 63 or Article 64 to the Act , the following documents shall be prepared:
1.Application forms for death benefits and Receipt of benefit payments.
2.Death certificates, written autopsy reports issued by the public prosecutors, or judgments of proclamation of death of a missing person.
3.Certificates of whole household registration with the dates of death listed. In case the beneficiaries are adopted children, the dates of their adoption and registration shall also be listed. If the beneficiaries and the deceased are not under the same household registration, both household registration certificates shall be submitted.
4.If the beneficiaries are grandchildren, brothers or sisters of the insured person, the related proof of being brought up by the insured person shall be enclosed .
Article 87
When applying to claim the difference of a lump-sum disability benefits subtracting the pension already claimed according to Paragraph 2 of Article 63-1 of the Act , the following documents shall be prepared:
1.Disability Benefit Difference Payment Application form and Receipts of Benefit Payment.
2.The documents required in subparagraph 2 to 4 of the previous Article.
The object and order for claiming the above difference payment shall be resorted to Paragraph 1 of Article 63 and Paragraph 1 and 2 of Article 65 of the Act .
If the survivors of previous paragraph have the same claiming order, the regulations in Paragraph 2 of Article 63-3 of the Act shall be resorted.
Article 88
When applying to claim difference of the one time old-age benefits subtracting the pension already claimed according to Paragraph 2 of Article 63-1 of the Act, the following documents shall be prepared:
1.Old-age Benefit Difference Payment Application form and Receipts of Benefit Payment.
2.The documents required in subparagraph 2 to 4 of Article 86.
The regulations in Paragraph 2 and 3 of previous Article shall be resorted in the payment of the benefit in previous paragraph of this Article.
Article 89
If the beneficiaries of the benefits in previous four Articles are minors, the application forms and payment receipts should be signed or sealed by the legal representatives of the beneficiaries.
Article 90
The fail to reach agreement referred to in Paragraph 2 of Article 63-3 means the applications unable to reach an agreement and submit the agreement within 30 days as indicated in insurer's written notification.
The regulations in previous paragraph shall also apply to those who claim for difference payment according to Article 87 and Article 88.
Article 91
If there are more than two survivors in the same claiming order and reach agreement according to the proviso in Paragraph 3 of Article 63-3 of the Act , the insurer shall inform the applicants in writing to reach an agreement within 30 days and ask the applicants to submit the proof of the agreement. If an agreement is unable to be reached within the deadline, the insurer could directly issue survivors' pension benefits and the survivors could not ask to change.
Article 92
In the event that after the insured persons died and their beneficiaries are minors and cannot apply for the payments of insurance benefits as referred to in Article 89, the insured units they are affiliated with shall notify the insurer immediately. Under such circumstances, except the payments of funeral grants may be processed in accordance with Article 84, their survivors' subsidies shall be deposited by the insurer and receive interests. The subsidies shall be paid at the time their beneficiaries are qualified to apply and received.
Section 8 The Application and Issuance of Pension Payment
Article 93
The current month of the application referred to in Paragraph 2, Article 65-1 of the Act shall be decided by the postmark date of the original mailing post office or the date the application is delivered to the insurer.
If an insured leaves their job on a non-working day for the insurer according to rules and the insured unit withdraws the insurance and applies for old-age pension benefit on behalf of the insured and submits a document evidencing the insured’s consent to retroactive application no later than the next working day, the current month of the insured’s application for old-age pension benefit shall be decided according to the next day following the insured’s resignation.
If an insured leaves their job on a day the local government at where the insured unit is located has announced as a no-work day according to rules, and the insured unit withdraws the insurance and applies for old-age pension benefit on behalf of the insured and submits a document evidencing the insured’s consent to retroactive application no later than the next working day, the current month of the insured’s application for old-age pension benefit shall be decided according to the next day following the insured’s resignation.
Article 94
Insured individuals who receive pension benefits but are not registered to households in Taiwan must submit proof of identity, residence, or other related documentation authenticated by agencies as listed in Paragraph 1, Article 54. This documentation must be resubmitted to the insurer each year for periodic review.
Article 95
If the insurer suspends pension payment according to Subparagraph 1 and 2 of Paragraph 3of Article 54-2, Subparagraph 1 and 2 of Article 63-4, with the exception of the remarriage of the spouse, the applicants could re-submit application to the insurer after the reasons for payment suspension cease to exist, and the insurer could issue the payment according to Paragraph 2 of Article 65-1 of the Act ; Or issue Survivor Pension according to Paragraph 3 of Article 65-1.
For suspending pension payment according to Subparagraph 3 and 4 of Paragraph 3 of Article 54-2 and Subparagraph 3 of Article 63-4, the pension suspension starts from the month when governmental organizations' transaction data reach the insurer.
If the reason for the suspension in previous paragraph cease to exist, the applicant shall submit the proof of destruction of the reason for payment suspension to the insurer for re-issuing pension payment and the insurer shall issue the payment according to the regulations in Paragraph 2 of Article 65-1 of the Act ; Or issue Survivor Pension according to Paragraph 3 of Article 65-1.
For those who do not enclose the required proof to apply reissuance from the insurer, the payment would be reinstated from the month the governmental organizations' transaction data reaches the insurer.
Article 95-1
The household registration transcripts as required by Paragraph 3, Article 65-2 of the Labor Insurance Act may be replaced by a photocopy of the household certificate indicating the date of death of the pension benefit recipient as well as a photocopy of the household certificate of his/her legal heir.
Article 96
The Consumer Price Index Cumulative Growth Rate stipulated in Article 65-4 of this Act is calculated according to the Annual Consumer Price Index Cumulative Mean published by the central competent authority. The mean number is rounded off to the second decimal place.
Starting from the second years after the promulgation of the amendment of the Act in July 17, 2008, if the accumulated growth rate for consumer price index reaches plus/minus five percent, the insurer shall submit the adjustment to payment by the end of May of the year to central competent authorities for approval and begin to adjust the pension payment amount from May of the year.
Insured individuals referred to in the previous paragraph on pension benefit amount adjustments are defined as individuals who continue to receive pension benefits and who experience Consumer Price Index Cumulative Growth Rate fluctuations of at least plus or minus 5% starting from the year they begin receiving pension benefits. Insured individuals who received pension benefits in different fiscal years but whose benefits are simultaneously eligible for pension benefit amount adjustments shall be adjusted according to respective cumulated Consumer Price Index Growth Rates.
After the accumulated growth rate for consumer price index referred to in Paragraph 2 reaches 5%, the insurer shall recalculate from the next year.
Article 97
When combing insurance coverage records of National Pension Insurance according to Paragraph 3 of Article 53 and Paragraph 2 of Article 74-2 of the Act , the insurance coverage records of the period, where the insured persons do not pay off their insurance premium and interest and the insurer suspend the pension payment according to the law, would not be counted.