Chapter II. Insurance Contracts
Section 3. Special Provisions
A special provision is a provision whereby the parties represent and warrant performance of a special obligation apart from the basic provisions of the insurance contract.
(Matters of a Special Provision)
All matters, whether past, present, or future, that relate to an insurance contract may be stipulated by a special provision.
(Effectiveness for Breaching a Special Provision)
When a party to an insurance contract breaches a special provision, the other party may rescind the contract. The same rule also applies after the risk has occurred.
The provisions of Article 64, paragraph 3 apply mutatis mutandis to the circumstances in the preceding paragraph.
(Effectiveness of any Special Provision Relating to Future Matters)
With regard to any special provision relating to a future matter, if the related risk has already occurred before the time for performance of the provision has commenced, or performance of the provision is impossible, or the provision has not been performed because it is illegal in the place where the contract was entered into, the insurance contract does not for that reason become void.